Insurers deny a lot of claims that should be paid — and most people never appeal. Enter your denial details and ClaimGuard builds a strong, properly-structured appeal letter you can copy, download, and send. Everything stays on your device.
1 Your details
2 The denial
3 Why it should be covered
✓ Your appeal letter
Before you send — checklist
✓ Attach a copy of your denial letter / EOB (Explanation of Benefits).
✓ Include supporting records and a letter of medical necessity from your doctor.
✓ Send by certified mail (or the insurer's online appeal portal) and keep proof.
✓ Note your deadline — most plans allow 180 days to appeal; act early.
✓ If denied again, request an external / independent review (your right by law).
Honest note: ClaimGuard is a self-help letter assistant, not legal or medical advice and not affiliated with any insurer. Review and edit the letter for your situation before sending. It runs entirely in your browser — nothing is uploaded.